Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, closed-world), so the description is free to add domain behaviour: vakantietoeslag is included, kostendelersnorm only counts medebewoners aged 27+, the own home is exempt up to the statutory limit, and no arbeidskorting is applied because norms are already net. That is meaningful context beyond the annotations, though return shape and edge-case handling remain unstated (output schema likely covers returns).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.