Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds a genuinely useful behavioral fact the annotations do not: results are authorization-scoped ('permitted tables', 'permitted foreign-key relations'), meaning callers may see a filtered view of the catalog.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.