Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so the schema already documents text, ratio, and purpose. The description largely restates those semantics, with only the concrete purpose examples ('API rate limits', 'pricing tables') adding marginal value beyond the schema. Baseline 3 is appropriate when the schema carries the load.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.