Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds genuine value beyond that: the DB path returns milestones and disputes, while the address path reads live from the blockchain. That data-source distinction is exactly the kind of behavioral context annotations don't convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.