Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, covering the safety profile. The description adds behavioral context by specifying the return payload ('Returns list of unspent outputs with tx hash, position, height, and value in satoshis'). It does not mention rate limits or errors, but given the simple read-only nature, this is sufficient. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.