Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered. The description adds value the annotations cannot: it discloses the state transition being performed and the precondition (a prior user takeover) that must hold, though it says nothing about what happens if no takeover occurred.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.