Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered. The description contributes one useful behavioral fact beyond that: results are personalized with the calling user's progress. It says nothing about ordering, filtering, or whether the catalogue is paginated, so it is only a modest addition.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.