Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered structurally. The description adds genuinely useful context beyond that: it is static markdown and as_of is an explicit content-review date, which tells the agent the content may be stale and is not live data. It does not describe output format or size, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.