Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, and the description adds genuinely non-obvious behavior: full coverage for Tennessee and Louisiana, and the $50 video diagnostic fallback everywhere else. It does not mention rate limits, response shape, or whether the check is authoritative, but for a simple read-only lookup this is solid added context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.