Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is clear. The description adds useful return-field context by listing renewal balance, price, coverage, shortfall, days to expiry, and ledger, but it does not mention authentication needs, rate limits, pagination, or return formatting.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.