Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's added value is the output shape: code, name, ISO codes covered, plan count, and cheapest USD price. Since no output schema exists, this return-value disclosure is genuinely useful and goes beyond structured fields, though pagination or result-size behavior remains unstated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.