Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden and usefully discloses the $0.001 per-call cost plus the returned fields. It does not explicitly state read-only behavior, permissions, or rate limits, though the 'block header' framing strongly implies a read operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.