Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare destructiveHint=true and idempotentHint=true, and the description meaningfully fleshes out what 'destructive' does and does not mean: no further charges, monthly credits usable until period end, pack credits retained, and free of cost. This is exactly the consequence-level detail an agent needs before invoking a destructive mutation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.