Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint), so the bar is lower. The description adds useful context that the session comes from a cookie forwarded by the MCP client and clarifies that user.id is the owning account, but the identity clause is worded confusingly.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.