Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint=false), so the bar is lower. The description still adds genuinely new behavior: that supplying a credential causes each of your own comments to carry `mine: true`, which explains why the caller would authenticate and how delete-eligibility is determined. It does not cover ordering or pagination, but the added context is substantive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.