Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true and readOnlyHint=false, so the bar is lower. The description still contributes real value by warning that a 404 is intentional rather than evidence of a missing comment, and that the API deliberately does not confirm existence of comments the caller does not own — non-obvious behaviour an agent could otherwise mishandle.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.