Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/openWorld/idempotent and non-destructive, so the safety profile is covered. The description adds useful context: a per-call cost of $0.005 and that prices are live-RPC sourced. However, it does not disclose the two-step payment requirement (call without proof, then retry), which is a significant behavioral trait left entirely to the parameter schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.