Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-destructive, open-world behavior; the description adds the required scope 'sshkeys.write', which is genuinely useful auth context an agent cannot get from the annotations. It does not mention idempotency or duplicate-key behavior, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.