Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is known. The description adds that this is a polling operation returning cumulative usage, which is useful, but does not disclose rate limits, idempotency expectations, or how settlement is represented.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.