Is the description appropriately sized, front-loaded, and free of redundancy?
A single dense paragraph, but front-loaded with the core purpose and then the enumerated fields, scope, and exclusions. Every clause carries information (field list, division scope, error behavior, access limits); the enumerated return fields are slightly redundant given an output schema exists, which keeps it from a 5.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.