Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only and open-world profile, so the description is free to add higher-value context: the data is 'indexed' sale-price history, it includes sale times plus settlement-token AND USD prices, and never-sold items return an empty points list. That empty-result edge case is genuinely useful. It stops short of noting pagination or historical coverage limits, so a 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.