Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so safety is covered. The description adds real behavioral context beyond that: the ranking semantics (value, not recency) and the payload contents (buyer, seller, price, transaction hash). It does not mention pagination or result limits, keeping it just short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.