Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint and openWorldHint, so the safety profile is covered. The description adds real behavioral scope beyond that: only currently listed (not all) items, ordered by rarity, with traits and asking price. It stops short of noting pagination, listing-count limits, or freshness, so not a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.