Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds the useful non-obvious facts that data is 'credential-free public Numbeo data' from numbeo.com, telling the agent no auth is needed and where it comes from. It stops short of noting freshness/caching or data vintage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.