Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered. The description adds a real behavioral constraint beyond that — 'only logged-out-visible data is returned' — which tells the agent results may be partial for private profiles. It stops short of describing pagination or failure modes, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.