Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true and openWorldHint=true, so safety is covered. The description adds valuable behavioral context: it clarifies the output is a flat list of phrases with no product data, and that nonsense queries return an empty list rather than an error. This goes beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.