Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds that the markets returned are 'normalized,' which is useful context, but says nothing about auth, rate limits, or freshness. With annotations bearing the burden, this is adequate but adds only a little.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.