Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, and an output schema exists, so the safety and return-shape burden is largely covered. The description adds a useful availability caveat ('structured compensation when available'), but does not disclose anything further about auth, rate limits, or missing-field behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.