Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, openWorldHint), so the bar is lower. The description adds genuinely useful behavior: premium stories return only an anonymous one-paragraph teaser with `paywalled` set to true, which tells the agent to expect truncated content. It stops short of describing pagination or other edge behavior, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.