Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered. The description adds useful context beyond that: it confirms the data is 'public' (implying no auth) and adds the exactly-one-input constraint, which the schema does not enforce. It does not discuss rate limits or response shape, but with annotations present the bar is lower.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.