Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint and openWorldHint, so the safety profile is settled. The description adds a genuinely useful behavioral constraint not in the structured data: Listings only ever contains ACTIVE listings, clarifying what the returned page will and will not include.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.