Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds genuine behavioral context beyond them: it discloses the returned fields (window, series of time/price/volume), the default window of 1d, and the failure mode that absent chart data returns not found.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.