Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safe-read profile is covered. The description adds only the 'market discovery' framing and nothing about rate limits, caching, or result ordering; with an output schema present, return-format detail is not required, so a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.