Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds the intent semantics (related vs complementary) and result capping, but says nothing about return volume, pagination, or whether recommendations are personalized/derived from the catalog. With annotations carrying the core behavioral load, 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.