Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so safety is covered. The description adds genuinely useful non-schema behavior: a per-record credit cost with a minimum charge and the practical implication for choosing page_size. It stops short of detailing rate limits, result ordering guarantees at ties, or pagination bounds (those live in the schema).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.