Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover readOnlyHint/openWorldHint, but the description goes well beyond: no individual listings or host identities, no live scraping, badge shares are lower bounds, enriched fields need sample coverage, and prices use an approximate dated FX snapshot. These are exactly the caveats an agent needs to interpret results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.