Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered structurally. The description adds useful context that this is public data sourced from Costco's own backend, but does not cover caching, rate limits, or freshness beyond that. With annotations carrying the safety burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.