Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true and openWorldHint=true already carry the safety profile, so the description only needs to add behavioral color. The phrase 'current coin lookup, not a trading feed' usefully signals snapshot vs. live data, but no auth needs, rate limits, or freshness caveats are mentioned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.