Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, covering the safety profile. The description adds what data the listing contains, which is useful, but says nothing about auth, rate limits, or the transfer-fee pricing context that store_id implies. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.