Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds real behavioral context beyond that: which fields come back (address, phone, hours) and the conditional that distance is only populated for ZIP-driven searches. It stops short of noting result cap or pagination, which the schema covers instead.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.