Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds real context: output is 'normalized' and 'the storefront URL is fixed server-side,' meaning no URL argument is needed. It doesn't describe rate limits or auth, so a 3 is appropriate given the annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.