Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds that the source is 'credential-free', which usefully signals no auth is needed, but it says nothing about return volume, pagination limits, or ordering. A 3 is appropriate given annotations carry the rest.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.