Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations provide readOnlyHint and openWorldHint, so the safety/scope profile is already covered. The description adds the useful detail that rows are 'domestic' and scoped to a single date, but says nothing about pagination, rate limits, or ordering. Given an output schema exists, this is adequate rather than rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.