Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, openWorldHint=true), so the bar is lower. The description adds genuine scope disclosure beyond annotations: it lists the returned fields, notes that hammer/realized price only exists 'once sold,' and explicitly excludes full description prose, condition reports, and extra images. It does not mention auth or rate limits, but the field-scope disclosure is substantive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.