Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the bar is lower, and the description usefully adds that page 1 sources from the host profile while later pages page the full portfolio. It does not mention auth needs, rate limits, or what an out-of-range page returns, but the pagination disclosure is genuine added value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.