Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safe-read profile is covered. The description adds the useful fact that the result resolves to a CIK, but says nothing about rate limits, throttling, or how EDGAR matching behaves with ambiguous names.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.