Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety profile is covered. The description adds genuinely useful behavioral context: it discloses that PSA authentication notes (signing habits, forgery risk, signature evolution), biography, and a price guide are returned, and warns that item types vary by subject.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.