Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered and the bar is lower. The description adds the meaningful trait that each item carries a fixed points cost, which annotates the domain of the data, but it says nothing about freshness, pagination behavior, or return shape. This is adequate with annotations but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.