Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds that prices are 'real' deltas over the bundle's base price, which is mildly useful context, but it says nothing about channel-dependent pricing behavior, caching, or rate limits. With annotations and an output schema present, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.