Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds real value beyond that by disclosing what is included (base price, currency, description, published benefits) and explicitly what is excluded (member-only entitlements, capacity, member counts), which prevents an agent from expecting capacity or member-count data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.